The True Cost of Aging in Place vs. Assisted Living in Canada

As our parents and loved ones get older, one of the biggest questions families ask is: “Should they stay at home, or move into assisted living?” The answer isn’t always easy—and it often comes down to two things: what they needand what it costs.

Let’s take a simple look at the real costs (money-wise and otherwise) of aging in place (staying at home) versus moving into assisted living in Canada.

What Is “Aging in Place”?

Aging in place means your loved one stays in their own home while getting the help they need. This help might come from family, hired caregivers, or a home care agency like Corelia Health.

What Is Assisted Living?

Assisted living is when your loved one moves into a residence that provides care, meals, social activities, and support. These places are usually private and charge monthly fees.

Comparing the Costs

Here’s a basic side-by-side comparison of typical costs in Canada:

💡 These numbers are average estimates and can vary by province, location, and care needs.

Pros & Cons in Simple Terms

Aging in Place (Staying at Home)

✅ Comfortable and familiar surroundings
✅ More independence and flexibility
✅ One-on-one care can be arranged
❌ Costs can add up if high care is needed
❌ Can be lonely if living alone
❌ Home may need expensive renovations (e.g. ramps, walk-in tubs)

Assisted Living

✅ Meals, housekeeping, and care all in one place
✅ Built-in social life and activities
✅ No need to maintain a house or pay separate bills
❌ Less privacy and personal space
❌ Can feel like a big adjustment
❌ Limited control over schedules and caregivers

So, Which One Makes Sense for Your Family?

It depends on:

• Your loved one’s health and mobility
• Their social and emotional needs
• How much care they need daily
• Your family’s ability to provide help
• Financial resources and available government support

For seniors who are independent and love their home, aging in place with the right support can be a wonderful option. For those who need full-time care or want community living, assisted living might be the better fit.

How Corelia Health Can Help

If you’re considering aging in place, Corelia Health provides affordable, flexible home care services across Ontario and Alberta. From a few hours a week to 24/7 support, we tailor everything to your family’s needs—so your loved one can stay safe, happy, and well-cared for at home.

Want to compare your options in detail? Contact us for a free consultation.

Corelia Health – Compassion at Every Step.